Monday, 9:10am01
Which version is right?
Three copies of the commission sheet, two of them edited over the weekend. The override column was overwritten and nobody knows by whom.
Vora vs spreadsheets
Spreadsheets got your agency here. They will not carry it to the next fifty agents.
A sheet is fine for one producer and one carrier. Add uplines, advances, chargebacks and a weekly carrier report, and someone spends Friday reconciling instead of selling.
Commission sheetVora commissions
Drag the handle. Left: an example of spreadsheets. Right: a real Vora screen with example data.
What the sheet costs you each week
None of these show up as a line item. All of them show up in your week.
Wednesday, 2:30pm02
The chargeback nobody saw coming
A policy lapsed in month five of a nine-month advance. The sheet still shows the full advance as earned, so the debt lands as a surprise on payday.
Friday, 4:40pm03
Statement night
The carrier statement is a PDF in one format and the sheet is in another. Matching lines by hand eats the evening, and the unmatched ones wait for next week.
Any day04
Client data in a shared drive
Full names, phone numbers and policy numbers in a file anyone with the link can open, with no record of who downloaded it.
Spreadsheets and Vora, side by side
Topic by topic, what it typically looks like today and what changes on Vora.
TopicSpreadsheetsVora
- Commission math
- Spreadsheets: Formulas copied row to row. One broken reference changes every total below it.
- Vora: One calculation shared by every screen, from the commission grid and each person's position.
- Upline overrides
- Spreadsheets: A column per level, filled in by hand for every deal.
- Vora: Every level of the spread computed on post, with the reason for each share.
- Chargebacks
- Spreadsheets: Noticed when the carrier claws back.
- Vora: Projected when a policy lapses inside its advance period, tied to that policy.
- Carrier statements
- Spreadsheets: Matched line by line, by hand.
- Vora: Uploaded, parsed and matched with live progress. Unmatched lines go to the right agent.
- Policy status
- Spreadsheets: Whatever the last person typed.
- Vora: One plain status translated from each carrier's wording, with history.
- Who sees what
- Spreadsheets: Everyone with the link sees everything.
- Vora: Row-level security by agency, masking by role and an audit log of every change.
- Posting a deal
- Spreadsheets: Later, at a desk, from notes.
- Vora: On a phone in under two minutes, with the commission preview.
The math your sheet does by hand
Set the premium and the levels. Every share, first-year amount and advance follows, the same way Vora computes it on every posted deal.
$150.00
| Level | Share | First year | Advance (9/12) |
|---|---|---|---|
| Writing agent | $1,440.00 | $1,080.00 | |
| Upline manager | $540.00 | $405.00 | |
| Agency owner | $360.00 | $270.00 | |
| Whole hierarchy | $2,340.00 | $1,755.00 |
Writing agent advance $1,080.00. Whole hierarchy advance $1,755.00.
Example grid with the owner at 130%. Your grid, positions and advance rules come from your carrier contracts.
Leaving the sheet behind
We do the moving. Your agency keeps selling while it happens.
- 1
Send us the sheet
Policies and clients import from CSV or XLSX with column mapping. Messy is fine.
- 2
We load the grid
Your carriers, products, levels and positions become the commission grid every deal reads from.
- 3
Upload a statement
Vora matches it against expected pay and shows you what the sheet missed.
Close the spreadsheet for good
Tell us about your agency. We will import your sheet, load your commission grid and show you the first statement matched.